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In my opinion, this is the most important money tip out there. Certainly the best one I've ever got.
If you're planning to save on anything, do it automatically. You don't have to fight a willpower battle with yourself every time you want to put money away.
Instead, set up automatic (for example, every month) deductions from your checking account to your savings. Even if you do it for ...
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If your credit is so bad you shudder every time the word 'credit card' is mentioned, this one is for you.
No matter how much you hate them because you had bad experiences with them, at some point you'll have to get a credit card. In today's world, you just can't get very far without them.
But what to do if your credit is so bad that no credit card company would ever give you a credit card...
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